Long-Term Ownership Costs

Expenses Buyers Often Overlook When Buying a Home in Seattle When buying a home in Seattle, many buyers focus on upfront costs like down payment and closing costs. What often gets less attention are the long-term ownership costs that come with maintaining and living in a home over time. I’m Emily Cressey, a Seattle real … Continued

Maintenance Realities by Home Type

How Maintenance Costs Differ Between Condos, Townhomes, and Single-Family Homes in Seattle Maintenance is one of the most underestimated costs of homeownership. While buyers often focus on purchase price and monthly payments, the ongoing cost of maintaining a home can vary significantly depending on the type of property you buy. I’m Emily Cressey, a Seattle … Continued

Insurance Considerations

What Buyers Should Know About Insurance When Buying a Home in Seattle Insurance is a required part of buying a home in Seattle, but many buyers don’t fully understand how coverage works or how insurance costs can vary depending on the type of property they purchase. I’m Emily Cressey, a Seattle real estate broker with … Continued

Property Taxes Explained

How Property Taxes Work and How They Affect Buyers in Seattle Property taxes are one of the most important ongoing costs to understand when buying a home in Seattle. Yet many buyers are surprised by how property tax is calculated, how it can change over time, and how it affects both monthly and annual budgets. … Continued

HOA Fees and Special Assessments

How HOA Fees Affect Affordability and Long-Term Ownership in Seattle When buying a condo or townhome in Seattle, HOA fees are one of the most important costs buyers need to understand upfront. Monthly dues and potential special assessments can significantly affect affordability, long-term budgeting, and overall ownership experience. I’m Emily Cressey, a Seattle real estate … Continued

Closing Costs in Seattle

What Buyers Typically Pay and How to Plan Ahead When buying a home in Seattle, closing costs are one of the most common sources of confusion for buyers. Many people focus on down payment and monthly payments, only to be surprised by additional costs that appear just before closing. I’m Emily Cressey, a Seattle real … Continued

Buy Now or Wait? A Home Buying Analysis for Seattle

“Should I buy now or wait?” is one of the most common and most difficult questions Seattle home buyers face. Seattle home buying decisions are rarely just financial. Home buying in Seattle is also one of the most emotionally loaded choices people make. Headlines, social media, and well-meaning advice from friends can make it feel … Continued

Inspection Strategies When Buying A Home In Seattle

How Buyers Protect Themselves While Still Writing Offers Sellers Take Seriously Home inspections are one of the most important protections buyers have when buying a home in Seattle. During the Seattle home buying process, inspections help buyers understand a property’s condition and avoid costly surprises after closing. At the same time, inspections can feel like … Continued

Buying a Home in Seattle When Interest Rates Are High

High interest rates tend to dominate real estate headlines. When rates rise, many buyers assume it is automatically a bad time to buy a home. In Seattle, that assumption often causes buyers to pause, wait, or step out of the market entirely. The reality is more nuanced. Buying when interest rates are high is not … Continued

Escalation Clauses Explained

When They Make Sense, How They Work, and What Seattle Buyers Should Know Escalation clauses are common in the Seattle home buying process, but they are often misunderstood. Buyers hear that escalation clauses help them stay competitive, yet many are unsure how they actually work or when using one may create unnecessary risk. I’m Emily … Continued