Category: Home Buying Process

Maintenance Realities by Home Type

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How Maintenance Costs Differ Between Condos, Townhomes, and Single-Family Homes in Seattle Maintenance is one of the most underestimated costs of homeownership. While buyers often focus on purchase price and monthly payments, the ongoing cost of maintaining a home can vary significantly depending on the type of property you buy. Iā€™m Emily Cressey, a Seattle … Continued

Insurance Considerations

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What Buyers Should Know About Insurance When Buying a Home in Seattle Insurance is a required part of buying a home in Seattle, but many buyers donā€™t fully understand how coverage works or how insurance costs can vary depending on the type of property they purchase. Iā€™m Emily Cressey, a Seattle real estate broker with … Continued

Property Taxes Explained

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How Property Taxes Work and How They Affect Buyers in Seattle Property taxes are one of the most important ongoing costs to understand when buying a home in Seattle. Yet many buyers are surprised by how property tax is calculated, how it can change over time, and how it affects both monthly and annual budgets. … Continued

HOA Fees and Special Assessments

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How HOA Fees Affect Affordability and Long-Term Ownership in Seattle When buying a condo or townhome in Seattle, HOA fees are one of the most important costs buyers need to understand upfront. Monthly dues and potential special assessments can significantly affect affordability, long-term budgeting, and overall ownership experience. Iā€™m Emily Cressey, a Seattle real estate … Continued

Closing Costs in Seattle

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What Buyers Typically Pay and How to Plan Ahead When buying a home in Seattle, closing costs are one of the most common sources of confusion for buyers. Many people focus on down payment and monthly payments, only to be surprised by additional costs that appear just before closing. Iā€™m Emily Cressey, a Seattle real … Continued

Buy Now or Wait? A Home Buying Analysis for Seattle

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ā€œShould I buy now or wait?ā€ is one of the most common and most difficult questions Seattle home buyers face. Seattle home buying decisions are rarely just financial. Home buying in Seattle is also one of the most emotionally loaded choices people make. Headlines, social media, and well-meaning advice from friends can make it feel … Continued

Inspection Strategies When Buying A Home In Seattle

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How Buyers Protect Themselves While Still Writing Offers Sellers Take Seriously Home inspections are one of the most important protections buyers have when buying a home in Seattle. During the Seattle home buying process, inspections help buyers understand a propertyā€™s condition and avoid costly surprises after closing. At the same time, inspections can feel like … Continued

Escalation Clauses Explained

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When They Make Sense, How They Work, and What Seattle Buyers Should Know Escalation clauses are common in the Seattle home buying process, but they are often misunderstood. Buyers hear that escalation clauses help them stay competitive, yet many are unsure how they actually work or when using one may create unnecessary risk. Iā€™m Emily … Continued

Home Buying During Slower Seasons

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When most buyers think about purchasing a home in Seattle, they picture spring and summer. Listings are plentiful, the weather is better, and the market feels active. What many buyers do not realize is that some of the most favorable buying conditions often appear during slower seasons, typically late fall and winter. Buying during slower … Continued

Best Month to Buy a Home in Seattle

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When buyers ask me about the best month to buy a home in Seattle, they are usually trying to answer a bigger question. Will I have options? Will I be competing with everyone else? And am I likely to overpay if I buy at the wrong time? The honest answer is that there is no … Continued