Real Estate Investment Strategies for First-Time Home Buyers

Real estate investment holds significant importance for first-time homebuyers as it represents a pathway to financial stability, wealth accumulation, and long-term security. Beyond the obvious benefit of owning a place to call home, real estate offers a unique opportunity to build equity and generate rental income. It serves as a tangible asset that tends to … Continued

How are interest rates affecting the real estate market now and going forward?

📈Interest rates got bumped up fast because we were having run-away inflation, and the Federal Reserve wanted to Sloooowww Dowwwwwn the economy. How’s it working?   Economists believe we need to see at least 3 months of lower inflation numbers before interest rates will decrease significantly. Since interest rates on mortgages affect the affordability of homes, … Continued

This time isn’t like last time

I remember a time when I was calling many of my would-be home-buyer clients and they were sharing similar concerns: They were worried about a real estate market crash. As we’ve seen a strong upward trend in the housing market this Spring, you may be relieved to know that we are only 1-5% off the … Continued

Why Home Ownership Wins In the Long Run

Yes!  Buying a home in Seattle is hard.  If you think it’s not the right time to buy because #reasons, I hear you… we have been having chitter-chatter for the last year or so about interest rates, affordability and recession concerns.  You’re not wrong. So, when’s it going to be the best time to buy … Continued

Failed Earnest Money

The thing about a changing market is that it can get a little bit choppy and things don’t always go your way.  Sure, it’s easy to sell a house in a great neighborhood, in great condition, but what happens when you have a house that needs a little more TLC that’s priced at the top … Continued
A Letter To A New Real Estate Investor In Seattle, WA – 2023

A Letter To A New Real Estate Investor In Seattle, WA – 2023

Dear New Real Estate Investor I Talked To Last Year…. Of course I remember you.  Thanks for reaching out. You are right that the whole market has slowed down since mid-2022 when they started cranking up interest rates so aggressively. Additionally, a lot of people were relocating because of covid – either to go to states … Continued
Emily Cressey - HomeSmart, Real Estate Broker

Are You Ready For Retirement?

Over the weekend, I read an article on Vanguard.com warning against using the “4% Rule” for retirement planning.  This rule suggests that you can retire successfully for 30 years by living on 4% of your savings each year.  (e.g. if you have $1 million in retirement investments, you could expect it to produce $40,000/year of spendable income).