Home Buyers, Do You Have What You Need for Your Closing Cost?
Closing Cost is one of the most overlooked expenses in the home-buying process, and not being prepared for it can lead to unexpected financial stress. Many buyers focus on saving for a down payment but forget that Closing Cost typically ranges from 2% of the loan amount and includes essential fees like appraisals, title insurance, and loan processing. Understanding these costs upfront ensures you’re financially ready to secure your dream home without last-minute surprises.
Beyond Closing Cost, there are other key expenses to consider, such as the earnest money deposit (EMD)—a good-faith payment that shows sellers you’re serious. A strong deposit can make your offer more competitive, especially in a fast-moving market. Being financially prepared for every aspect of your home search will help you navigate the process with confidence. Let’s break down what you need to know so you can move forward smoothly and successfully in your home-buying journey!
Understanding Closing Costs: Avoid Surprises When Buying or Selling
No one likes surprise bills, especially during a major home purchase.
Discover how to navigate closing costs with confidence in our new video.
Whether buying or selling, understanding these costs is crucial—let us simplify it for you. Watch now to ensure a smooth real estate transaction!
Fun Things To Do In Seattle:
Valentine’s Concert at Highline Performing Arts Center
Celebrate love with an enchanting evening of music at the Valentine’s Concert at the Highline Performing Arts Center.
Enjoy a romantic night out or a special event with loved ones. Let the beauty of music create unforgettable memories in a stunning setting—don’t miss this heartfelt celebration!
Valentine’s Concert at Highline Performing Arts Center
February 7, 2025
Soul of Seattle
February 8, 2025
Ocean Resin Art Workshop
February 10, 2025
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The True Cost of Homeownership: What to Prepare For
Buying a home is an exciting milestone, but it’s important to plan ahead for the costs involved. Many buyers focus on the down payment, but there are other key expenses to consider.
Closing costs, for example, typically range from 2% of the loan amount and cover essential fees like appraisals, title insurance, and loan processing.
Another cost to keep in mind is the earnest money deposit (EMD)—a good-faith payment that shows sellers you’re serious about your offer.
While the amount you offer is up to you – the home buyer, a generous deposit can help strengthen your position in a competitive market.
Understanding these costs in advance will help you avoid surprises and navigate the home buying process with confidence.
Read the full story here to learn more about what to budget for before buying a home!
Client Spotlight: How A Seasoned Agent Takes All The Difference!
Buying a home—especially for the first time—can be overwhelming, but working with an experienced real estate agent ensures you have a skilled negotiator in your corner.
One of my recent clients shared her experience of navigating Seattle’s competitive market, expanding their home search, and ultimately finding the perfect place with my guidance.
From making sure the furnace worked before closing, to negotiating $15,000 in discounts for planned updates, I was honored to support her every step of the way.
The biggest gift, to me, of course, was in creating a warm, lifelong relationship! Her kind words remind me why I love what I do—helping clients feel confident, cared for, and empowered in their home-buying journey!
If you’re thinking about buying or selling, let’s talk! Having a knowledgeable agent on your side can make all the difference. 💪🏡💙
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The Puget Sound Market Update with Emily Cressey shares market insights and tips for buyers and sellers in the always evolving Seattle – Bellevue – Everett real estate market. Whether you want to buy, sell, or invest, our market insights will help you track market trends and make smart decisions.